Common Questions – Bridgewater Retirement Community

Common Questions

Where is Bridgewater Retirement Community located?
What is a continuing care retirement community?
What is the difference between a fee-for-service CCRC and Lifecare CCRC?
Who operates this community?
Do I have to be a Church of the Brethren member to live at Bridgewater?
What role does long-term care insurance have in paying for a CCRC?
Can I really afford to make the move?
I’m not sure I’m ready for a retirement community. Shouldn’t I wait until I need to move?
What type of home will I have at Bridgewater Retirement Community?
May I decorate my residence as I wish?
Will I be able to bring my car?
Will my pet be allowed on campus?
What does the monthly fee cover?
What type of amenities does Bridgewater offer?
Do residents need to carry homeowner’s insurance?
Is the monthly fee subject to change?
Does Bridgewater have a waiting list?
What kind of entrance fee does Bridgewater require?
What happens to my initial deposit?
How does the dining program work?
How can I be sure my future health needs will be met?
I think I’d like to reserve my spot—what is my next step?
Where is Bridgewater Retirement Community located?
Nestled in the heart of the beautiful Shenandoah Valley, between the Allegheny and the Blue Ridge Mountains, the community is located just five minutes from Interstate 81 off Dinkel Avenue (State Route 257) in the charming small town of Bridgewater, Virginia. Because Bridgewater Retirement Community is ideally located near the center of town, you’ll find that options abound for dining, entertainment, shopping, errands, worship and recreation—all within walking distance. George Washington National Forest, Skyline Drive, Blue Ridge Parkway and the city of Harrisonburg are all just a short drive from the community. The metropolitan areas of Charlottesville, Richmond, Roanoke, Washington, D.C., and Petersburg, West Virginia are each within a two-hour drive.
> Back to Top
What is a continuing care retirement community?
A continuing care retirement community, or CCRC, provides independent living, assisted living and nursing care as well as a full range of healthcare and supportive services on one campus. Residents benefit from an active lifestyle and gain peace of mind knowing that their future needs will be met without having to relocate outside the community.
> Back to Top
What is the difference between a fee-for-service CCRC and Lifecare CCRC?
Statistics show that only 7% of people will ever need nursing care. At a fee-for-service community like Bridgewater Retirement Community, residents pay for higher levels of healthcare services only if they are needed. In a Lifecare community, residents make pre-payment, usually in the form of higher entrance fees and monthly fees, for all levels of healthcare services, whether or not the higher levels of care are ever needed.
> Back to Top
Who operates this community?
Bridgewater Retirement Community is run by an on-site, professional management team that is guided and governed by a dedicated 12-person board of directors serving without compensation. Founded by the Shenandoah and West Marva District Churches of the Brethren in 1965, Bridgewater Retirement Community consists of two distinct organizations. Bridgewater Village offers independent living, and Bridgewater Home provides assisted living and nursing care services.
> Back to Top
Do I have to be a Church of the Brethren member to live at Bridgewater?
No. Although affiliated with the Church of the Brethren, Bridgewater is open to people of all faiths and is home to people from a wide variety of religious backgrounds.
> Back to Top
What role does long-term care insurance have in paying for a CCRC?
People who have already obtained long-term care insurance to help pay for higher levels of healthcare may find a fee-for-service CCRC like Bridgewater Retirement Community to be particularly appealing. Long-term care insurance policies vary based on the provider but may cover assisted living, nursing care and other healthcare services.
> Back to Top
Can I really afford to make the move?
Many people make the mistake of thinking that retirement communities are too expensive. In reality, the cost of living at Bridgewater Retirement Community compares very favorably with the cost of maintaining your own home. Depending upon the residence and contract you choose, many things that you pay for now, such as utilities, insurance, home maintenance costs and property taxes, may be covered by your monthly fee.
> Back to Top
I’m not sure I’m ready for a retirement community. Shouldn’t I wait until I need to move?
The best time to make a move to any retirement community is while you are active and in good health. Residing at Bridgewater Retirement Community will free you completely from the worries and responsibilities of maintaining your own home, so you’ll have time to do the things you always wanted to do. If you wait until you need assistance to make your move, you may miss out on the many joys of active retirement living.
> Back to Top
What type of home will I have at Bridgewater Retirement Community?
Bridgewater offers more than 40 different floor plans, from cozy to quite spacious! Housing options include single-story garden and courtyard apartments, ranch- and cottage-style duplexes, and single family cottages. Residential amenities vary by style, and our marketing counselors will be happy to help you find a home with the features you prefer. With so many floor plans to choose from—all maintenance-free—you’re sure to find one that feels “just like home.”
> Back to Top
May I decorate my residence as I wish?
We invite you to make yourself at home by furnishing and decorating your apartment, paired cottage or single-family cottage according to your personal tastes. If you select a single-family cottage in our planned expansion, you’ll have a variety of choices for paint and other finishes, as well as the option to upgrade or customize features of your home for an additional fee. Choices also abound during the renovation of existing apartments and homes.
> Back to Top
Will I be able to bring my car?
Community residents are encouraged to keep driving. Some residence styles have single garages. Residents of apartment buildings and paired cottage homes have easy, convenient access to ample parking.
> Back to Top
Will my pet be allowed on campus?
Small, well-behaved pets may live in many campus residences. The marketing counselors can help you choose a residence where you and your pet will both be welcomed. The complete pet policy is detailed in the residents’ handbook.
> Back to Top
What does the monthly fee cover?
Your monthly fee includes the cost of all interior and exterior maintenance of your residence, participation in wellness programs, planned community activities and entertainment, transportation to medical appointments, access to all campus amenities and a meal allowance. Depending upon the residence you choose, some utilities may also be included. Telephone, cable television and computer services are the responsibility of each resident.
> Back to Top
What type of amenities does Bridgewater offer?
Here is just a sampling of the convenient, enjoyable amenities Bridgewater offers: a state-of-the-art wellness center and spa, artists’ studio, woodworking center, billiards room, styling salon and a full service bank. Living space includes 76 acres of beautiful grounds and walking trails. Neighboring Bridgewater College also extends use of its swimming pool, library and continuing education courses to our residents at reduced rates.
> Back to Top
Do residents need to carry homeowner’s insurance?
While Bridgewater Retirement Community insures the buildings and grounds, residents will need to obtain a renter’s insurance policy to cover personal property and liability.
> Back to Top
Is the monthly fee subject to change?
Monthly fees are typically adjusted annually, although with 30-days notice, other adjustments may be made if necessary. These adjustments help the community maintain the level of service residents expect, while compensating for inflation and other operating cost changes. Prior to move-in, residents may wish to consult their financial counselors to ensure that they will be able to live comfortably at Bridgewater despite inflation and its effect on fees.
> Back to Top
Does Bridgewater have a waiting list?
Yes, Bridgewater has a waiting list. If planning ahead, the general wait list fee is $150 (1person) or $200 (2 persons). Or, if you want to be on our priority list, by making a deposit of $1,000 for an existing residence, or $2,500 for Crist Farm Crossing cottages, you become a member of Bridgewater Advance team. Your name will be placed on our priority list in the order in which it was received. As residences become available, members are notified in priority order. The sooner you join, the higher you’ll be on the list—which helps assure you’ll have the best possible selection of residences. Your deposit will be credited to your entrance fee when you move in, or returned to you in full if you cancel your membership. Cottages in Crist Farm Crossing will be constructed in two phases. We anticipate breaking ground for Phase I in Season 2008, with the first residents moving into their cottages in Season 2009. As with any new development, the construction timeline is dependent on many factors, including issues such as permits, inspections and weather.
> Back to Top
What kind of entrance fee does Bridgewater require?
Bridgewater offers several entrance fee options so residents may choose the plan that suits them best. The 100% refundable plan requires the highest entrance fee but is returned in full to you or your heirs. The 50% refundable plan has a more moderate entrance fee, while still protecting your estate. The declining balance plan, which features the lowest entrance fee, offers a refund that decreases over a period of nine years. In addition, some existing residences are available as monthly rentals.
> Back to Top
What happens to my initial deposit?
Your 100% refundable initial deposit for membership in the Advance Team will be applied to your entrance fee when you move in or refunded fully should you choose to live elsewhere.
> Back to Top
How does the dining program work?
At Bridgewater, your service fee includes a monthly meal allowance that can be used at the Houff Community Center for lunch or dinner in the two dining venues offered. If you do not use the entire amount, a portion of the unused allowance is applied to the next month. Menu options include a la carte entrees and items from the grill. Dining venues offer both casual and a more traditional atmosphere.
> Back to Top
How can I be sure my future health needs will be met?
Making the decision to move into a continuing care retirement community like Bridgewater is one of the best ways to ensure a secure future. Living here, residents have priority access to assisted living, rehabilitation and nursing care, if needed. Making this choice now assures you’ll receive care in an environment of your choosing, sparing children or other relatives the difficulty of making care decisions in a time of crisis. In addition, the community’s foundation supports a benevolence fund to assist residents who outlive their resources.
> Back to Top
I think I’d like to reserve my spot—what is my next step?
To get started on your way to many rewarding retirement years, please call our marketing counselors to request more information or arrange a personal tour! Call 540-828-2550, or toll-free, 1-800-419-9129 today!
> Back to Top